
First-Time Buyer’s Guide
From deposit to completion day: what lenders look at, what it really costs and how long each step takes.
Straightforward guides written by our advisers, covering the questions clients ask us most. Enter your details and the PDF is yours to keep.

From deposit to completion day: what lenders look at, what it really costs and how long each step takes.

How lenders assess complex wealth, private banks, structuring large loans and the 2026 tax landscape.

When to start, product transfer or remortgage, raising capital and how to avoid the standard variable rate.

Rental stress tests, personal or limited company ownership, portfolio landlords and the 2026 rules.

Who counts as a PEP, the 2024 and 2025 rule changes, source of wealth and preparing a case with discretion.

Accounts, SA302s, retained profits and contractor day rates and how to present them to lenders.

Visas, foreign income, currency and the lenders who work with non-UK residents.

Life cover, critical illness, income protection and buildings insurance, explained without jargon.
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