Public profile,Private advice.
Income from media, entertainment and online work can be high, irregular and recently earned, often paid through a company and from many sources at once. We present it to lenders who understand how the industry works and handle every enquiry with discretion.
How we help
We work with managers, agents and accountants so that you are asked for information once.
Royalties, appearance fees, brand partnerships and platform revenue set out so that lenders can see the pattern.
Options where earnings have grown quickly and the track record is short.
Income received through a personal service or loan-out company, explained and evidenced.
Applications handled discreetly, with attention to privacy when choosing and buying a property. Where appropriate, we are happy to sign a non-disclosure agreement for further peace of mind.
Typical scenarios
Illustrative examples of the situations we are asked to help with. They are not accounts of individual clients.
A content creator whose income has trebled in two years, with brand deals paid through a limited company.
We work with the accountant on up-to-date figures and approach lenders prepared to recognise recent growth.An actor paid in large, irregular sums with gaps between productions.
We present income over several years and place the case with a lender that takes a longer view.A musician whose income is largely royalties collected from several sources.
We evidence the history and continuity of the royalties so that they can be relied upon.Frequently
asked questions
Will lenders accept income from social media?
Increasingly, yes, where it can be evidenced through accounts, contracts and bank statements. Criteria differ considerably between lenders.
How long must I have been earning?
Many lenders look for two years of accounts. Some will consider less where income is strong and well documented.
My income is paid through a company. Is that a problem?
No. It is common and acceptable to many lenders. How they assess it, on salary and dividends or on company profit, varies.
Will you deal with my manager and accountant?
Yes. With your permission we work with them directly.
Is my enquiry confidential?
Yes. Your details are shared only with the lenders and professionals needed to arrange your finance and only with your consent.
Will you sign a non-disclosure agreement?
Yes. Where appropriate, we are happy to sign a non-disclosure agreement for further peace of mind.
Speak with us today
Tell us, in confidence, how you earn and what you would like to buy. The first conversation is without obligation.
Your home may be repossessed if you do not keep up repayments on your mortgage. Lending is subject to status, lender criteria and individual circumstances.