When MortgageMatters,Matter.

Take the Smart Way Home

Independent, Whole-of-Market Real Estate Finance & Insurance Advice for clients both situated in the UK and Globally.

Arrange a Consultation What could I Borrow
★★★★★ Rated 5.0 on Google
As featured in
The Sun
Financial Times
Newspage
LIBF
Daily Express
The Intermediary
Mortgage Introducer
FT Adviser
Daily Star
What Mortgage
IT
Daily Mirror
Daily Mail
£104,314,500
Successfully arranged finance
£158,712,000
Total asset value
200+
Lenders & providers on panel

What our clients say

★★★★★  5.0 on Google
★★★★★
“Thomas was absolutely outstanding throughout both my remortgage and onward purchase. From start to finish, he was professional, knowledgeable, and incredibly responsive. Every person we dealt with during the process spoke very highly of him, which reinforced that we were in excellent hands.”
Google
★★★★★
“Absolutely outstanding service from start to finish, couldn’t recommend Thomas and Artillium Finance more highly. Our situation involved a fairly complex financial arrangement, but Thomas guided us through everything with confidence and clarity. He was incredibly knowledgeable, detail-oriented, and proactive throughout the entire process.”
Google
★★★★★
“Thomas was the only broker out of over half a dozen that was able to get the amount we needed, none of the others were even able to get close. He was extremely professional throughout and as first time buyers with little understanding of the whole process he always made sure we were kept up to date. Amazing guy”
Google
★★★★★
“Couldn't recommend Artillium more, twice Tom had expertly navigated me securing great deals I wouldn't have got otherwise, doing a lot of prep I simply didn't have time to do. My job means it's hard to find times during work hours to engage but Tom has always been more than flexible, patient but chased when needed. Will be recommending to everyone I know, he's saved me a lot of money and also time, compared to if I tried to sort myself.”
Google
★★★★★
“Thomas was fantastic. He has supported us with 2 mortgage applications now and he has ensured we got the best rates and deals. Wouldn’t go to anyone else. Thank you for all your help.”
Google

Who we act for

Artillium advises and arranges Finance & Protection for a wide range of clients. Whether you are buying your First Home or building a Property Portfolio, you receive the same diligence, care and considered advice.

01
First Time Buyers
Clear guidance from your first conversation to completion, so you know what you can borrow and why.
02
Refinance / Additional Borrowing
Reviewing your borrowing when a rate ends, or releasing capital from your property for what comes next.
03
Buy-to-Let / Investment
Finance for single lets, portfolios and limited company structures, arranged around your investment plans.
04
£1M+ Finance Facilities
Larger loans assessed case by case, by lenders who look at the whole picture rather than a formula.
05
HNW / UHNW Individuals
Borrowing structured around complex wealth: multiple income sources, assets and existing commitments.
06
Foreign Nationals
Buying UK property from overseas or with foreign income, through lenders used to international circumstances.
07
Self-Employed
For business owners, contractors and partners whose income doesn’t fit a standard payslip.
08
Politically Exposed Persons
Experienced handling of the enhanced checks that politically exposed clients and their families face.
09
Celebrities & Influencers
Discreet advice for high, irregular or newly earned income from media, entertainment and online work.
10
Sportspeople / Athletes
Finance planned around short careers, contract cycles, bonuses and income earned in more than one country.
11
Pilots & Sailors
Flying pay, allowances, rotations and foreign-currency income, presented to lenders who understand aviation and life at sea.
12
Contractors
Day-rate, fixed-term and umbrella contracts, assessed on your contract rate by lenders who understand contracting.
Buying & borrowingFirst Time Buyers, Refinance, Buy-to-Let, Self-Employed+
Wealth & profileHNW / UHNW, Foreign Nationals, £1M+, Celebrities+
Career & circumstancePEPs, Sportspeople, Pilots & Sailors, Contractors+

What to expect

Our journey with you

01
An initial consultation
We learn what you are Buying, Refinancing / Leveraging, your income and what you want the borrowing to achieve.
02
Recommendation
We set out your borrowing capacity, all associated costs and outline our recommendation.
03
Application & offer
We prepare and submit the case, then deal with the lender, valuer and solicitors until your offer is issued.
04
Exchange of contracts
All Insurance is put live and Mortgage Funds are requested by the solicitor.
05
Completion & beyond
We see you through to completion and review your options well before your rate ends.
Arrange a Consultation
Artillium Real Estate Finance charges brokerage fees, which will be clearly disclosed prior to instruction. Our typical fee is £495, but the exact fee will depend on your circumstances.

Publication Features

Press related enquiries: press@artilliumfinance.com

Thomas Boughton, founder of Artillium
The Intermediary5 October 2026
Artillium completes £1.2m mortgage for Premier League footballer
A red-brick country house behind a walled lawn
The Intermediary30 July 2026
Artillium Real Estate Finance funds Churchill mansion purchase
FT Adviser
Lloyds’ Halifax rebrand marks ‘end of an era’

Arrange a consultation

01
Book a call
Pick a time that suits you for an introductory call.
02
Message us
Start a conversation on WhatsApp and we will reply as soon as we can.
03
Send an enquiry
Tell us a little about what you need and we will come back to you.

Prefer to talk now? +44 (0) 20 4572 5097  ·  enquiries@artilliumfinance.com

Send us your enquiry

We aim to reply within two working hours.

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Frequently
asked questions

How much does your advice cost?

Your first consultation is free and comes with no obligation. Any fee for arranging your mortgage is agreed with you and disclosed before we submit an application. We may also receive commission from the lender.

Will speaking to you affect my credit score?

No. Our initial conversation and research do not involve a credit check. A lender will only search your credit file once you choose to proceed and we will tell you before that happens.

How long does it take?

An agreement in principle can often be arranged within a day or two. A full mortgage offer typically follows two to four weeks after application, depending on the lender and your circumstances.

What does independent mean?

Independent means we are not tied to any lender or insurer. We work for you, not for a provider, and recommend whichever option best suits your circumstances, whether that is a high street bank, a building society, a specialist lender or a private bank. Our fee and any commission we receive are explained to you before you proceed.

What does whole of market mean?

We compare more than 200 lenders, including high street banks, building societies, specialist lenders and private banks, rather than offering a single provider’s products.

Can you help if my situation is complex?

Yes. We regularly arrange finance for self-employed clients, overseas buyers, high-net-worth individuals and larger loans that need a tailored approach.

Do I need to meet you in person?

No. We meet by video call wherever you are in the world, by phone, or at our office on Lombard Street in the City of London.